A team between two worlds.
India Initiative is a collective of independent consultants. As Indians ourselves, we bring the best expertise of India and Germany to your financial decisions.
Johnbir Mahal
Co-founder and managing director of India Initiative. With more than 10 years of experience in the financial service industry, Johnbir leads expansion, training, recruiting and strategic interventions to position investment products in our customers' best interest.
Utsav Chawla
One of the most versatile consultants in the team. Aligns business and economics education in Germany with a passion for financial synergies — savings, insurances, retirement income, real estate, tax optimization and diversification.
Amritpal Mahal
Born and raised in Germany. Specializes in real estate financing, fund investments and retirement savings. Speaks German, Hindi, Punjabi and English, and also leads training for our consultants.
Jagraj Mahal
Known as the most dynamic consultant at India Initiative. As a first-generation Indian in Germany, Jagraj specializes in subsidized state pensions and their tax implications, and contributes to onboarding new consultants.
Anubhav Anand
Defines the true essence behind India Initiative. Focuses on high-net real estate financings, tax advisory and fund investments, maintaining a nationwide network of brokers, builders, tax advisors and translators.
Priya Multani
A consultant with a refreshing outlook. Guides clients on retirement savings, insurances and income protection. Also leads marketing and onboarding activities for new partners and consultants.
Antonia Maringgele
The backbone of India Initiative. Manages customer-service operations and day-to-day excellence, coordinating claims and proposals with our investment partners.
Parikshith Agarwal
Focuses on real estate financings, tax advisory and fund investments. Maintains a network of brokers, real estate builders, tax advisors and translators across Germany.
Anirudh Khane
Focuses on real estate financings, tax advisory and fund investments. Brings international business management expertise alongside in-depth investment analysis.
Gaurav Rathi
Guides clients across retirement savings, insurances and income protection. Helps clients align investment strategies between India and Germany.
Want to join us?
We are constantly looking for motivated individuals — consultants, interns, or part-time partners — who want to realise our mission within the Indian community in Germany.
Get in touch